घड़ी के जरिए फास्टैग स्कैन करके अकाउंट से रकम उड़ाने का दावा जानिए इसकी सच्चाई कया है । और काम कैसे करता है फास्टैग...?

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क्या हो रहा है वायरल : सोशल मीडिया पर एक वीडियो वायरल हो रहा है। इसमें देखा जा सकता है कि कार का शीशा कपड़े से साफ करते हुए एक बच्चा फास्टैग के स्कैन कोड को स्मार्ट वॉच से स्कैन करता है। इसके बाद वह बच्चा वहां से फरार हो जाता है। वीडियो के आखिर में कार चालक बताता है कि उस बच्चे ने कार साफ करने के बहाने स्कैम किया। उसने फास्टैग में जमा पैसे अपनी स्मार्ट वॉच से स्कैन कर निकाल लिए।
◆ साफ है कि सोशल मीडिया पर वायरल वीडियो के साथ किया जा रहा दावा पूरी तरह गलत है।

■ What is FASTag?
◆ FASTag is a RFID passive tag used for making toll payments directly from the customers linked prepaid or savings/current account. It is affixed on the windscreen of the vehicle and enables the customer to drive through toll plazas, without stopping for any toll payments. The toll fare is directly deducted from the linked account of the customer. FASTag is also vehicle specific and once it is affixed to a vehicle, it cannot be transferred to another vehicle. FASTag can be purchased from any of the NETC Member Banks. If a FASTag is linked to the prepaid account, then it needs to be recharged/ topped-up as per the usage of the customer. If adequate balance is not maintained by the customer, the FASTag gets blacklisted at the toll plaza. In such a scenario if the customer travels through a toll plaza without recharging then he won't be able to avail the NETC services and would be required to pay the toll fare through cash.

■ Following are some of the key features and functionalities of National Electronic Toll Collection system.
NETC FASTag TRANSACTION PROCESS FLOW

■ EGCS TRANSACTION PROCESS FLOW

■ एक मिस्ड कॉल से चेक करें FASTag Balance
हालांकि इसके लिए जरूरी है कि आप प्रीपेड फास्टैग कस्टमर हों और आपका मोबाइल नंबर NHAI के साथ रजिस्टर्ड हो। इसके बाद आप टोल फ्री नंबर +918884333331 पर कॉल करके अपना बैलेंस चेक कर सकते हैं। यह कॉल ऑटोमैटिकली कट जाता है और आपको SMS के जरिए बैलेंस पता चल जाता है।

■ NPCI ISSUED IN PUBLIC INTEREST:-
  • The NETC FASTag Ecosystem is built on a 4 party model including NPCI, Acquirer Bank, issuer Bank, and Toll Plazas. Several layers of security protocols are placed to ensure the end-to-end safe processing of transactions. Please note the following:
1.NETC FASTag operates only for Person to Merchant (P2M) transactions. No Person to Person (P2P) transactions are facilitated through NETC FASTag Network. This means an individual cannot receive the money in NETC FASTag ecosystem from fraudulent transactions. Only authorised System Integrators (SI), on behalf of concessionaires are allowed to participate for specific plazas and initiate Payment transactions.
2.The infrastructure deployed between Sl system/Concessionaire and Banks are secured by whitelisting only permitted IP Addresses and URLS. The hardware installed at the Toll Plaza data centre/server room are cryptographically secured through Hardware Security Module (HSM).
3. Further, acquiring banks are connected to NPCI for interoperable NETC FASTag linked payments for which NPCI switch is connected with Acquirer & Issuer Banks through secure NPCHNET connectivity. The IPs of Banks are whitelisted t NPCI end and similarly, NPCI IPs are whitelisted at the Banks end to facilitate the API connectivity between NPCI & Banks.
4. Every API call needs to pass through a secure Firewall. Every time the Bank connects with NPCI through API connectivity, the data is encrypted with a secure 256 SHA ECC algorithm and locked with a Hexadecimal Private Key. Only NPCI possessing the corresponding Public key will be able to access the information by decryption.
5. Every Merchant (Toll & Parking Plazas) on-boarded by NPCI are allotted a unique Plaza code. Which is on-boarded only by authorised acquirer Banks active on the NETC FASTag ecosystem. Every acquirer Bank is provided a unique Acquire ID (AID). The combination of the Plaza code and Bank Acquirer ID is mapped at NPCI end.
6. Geo-location of every Merchant (Plaza) has been stored at respective Acquirer Banks and NPCI.

Considering the above, we would like to apprise that:
1. No transactions can be executed through open internet connectivity.
2. No financial transactions can be initiated without all the above pre-requisites.
■ Hence, these videos circulating on Social media are baseless and False.
■ NPCI has already taken action to respond to these videos and delist them from the Social media platforms.

फास्टैग ने लिखा- NETC फास्टैग का लेनदेन केवल रजिस्टर्ड व्यापारी (टोल और पार्किंग प्लाजा ऑपरेटर) ही कर सकते हैं, जिन्हें उनकी जियो-लोकेशन से NPCI ने फास्टैग व्यवस्था में शामिल किया है। NETC FASTag पर कोई भी अनधिकृत डिवाइस ट्रांजैक्शन नहीं कर सकती है। फास्टैग पूरी तरह सुरक्षित है।
Paytm ने वीडियो को फेक बताते हुए लिखा- एक वीडियो में Paytm फास्टैग को लेकर गलत सूचना फैलाई जा रही है। NETC दिशानिर्देशों के अनुसार, FASTag भुगतान केवल रजिस्टर्ड व्यापारी ही कर सकते हैं। इसकी कई राउंड में टेस्टिंग की गई है। पेटीएम फास्टैग पूरी तरह सुरक्षित है।

  • ◆ Currently the program is live on toll plazas across the country. Please click here to view the complete list.
  • ◆ Please click here to view the live banks list.
  • ◆ Click here to know your Bank UPI Handle and recharge your NETC FASTag with UPI.
  • ◆ For more information on NETC FASTag, Click here
  • ◆ Click here To Check Your NETC FASTag Status
  • ◆ For NETC FASTag queries, please contact your issuing bank customer care number: Click here

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