■ What is FASTag?
■ Following are some of the key features and functionalities of National Electronic Toll Collection system.
NETC FASTag TRANSACTION PROCESS FLOW
■ EGCS TRANSACTION PROCESS FLOW
- The NETC FASTag Ecosystem is built on a 4 party model including NPCI, Acquirer Bank, issuer Bank, and Toll Plazas. Several layers of security protocols are placed to ensure the end-to-end safe processing of transactions. Please note the following:
2.The infrastructure deployed between Sl system/Concessionaire and Banks are secured by whitelisting only permitted IP Addresses and URLS. The hardware installed at the Toll Plaza data centre/server room are cryptographically secured through Hardware Security Module (HSM).
3. Further, acquiring banks are connected to NPCI for interoperable NETC FASTag linked payments for which NPCI switch is connected with Acquirer & Issuer Banks through secure NPCHNET connectivity. The IPs of Banks are whitelisted t NPCI end and similarly, NPCI IPs are whitelisted at the Banks end to facilitate the API connectivity between NPCI & Banks.
4. Every API call needs to pass through a secure Firewall. Every time the Bank connects with NPCI through API connectivity, the data is encrypted with a secure 256 SHA ECC algorithm and locked with a Hexadecimal Private Key. Only NPCI possessing the corresponding Public key will be able to access the information by decryption.
5. Every Merchant (Toll & Parking Plazas) on-boarded by NPCI are allotted a unique Plaza code. Which is on-boarded only by authorised acquirer Banks active on the NETC FASTag ecosystem. Every acquirer Bank is provided a unique Acquire ID (AID). The combination of the Plaza code and Bank Acquirer ID is mapped at NPCI end.
6. Geo-location of every Merchant (Plaza) has been stored at respective Acquirer Banks and NPCI.
Considering the above, we would like to apprise that:
2. No financial transactions can be initiated without all the above pre-requisites.
■ Hence, these videos circulating on Social media are baseless and False.
■ NPCI has already taken action to respond to these videos and delist them from the Social media platforms.
फास्टैग ने लिखा- NETC फास्टैग का लेनदेन केवल रजिस्टर्ड व्यापारी (टोल और पार्किंग प्लाजा ऑपरेटर) ही कर सकते हैं, जिन्हें उनकी जियो-लोकेशन से NPCI ने फास्टैग व्यवस्था में शामिल किया है। NETC FASTag पर कोई भी अनधिकृत डिवाइस ट्रांजैक्शन नहीं कर सकती है। फास्टैग पूरी तरह सुरक्षित है।Hi, NETC FASTag transaction can only be initiated by the registered merchants (Toll & Parking Plaza operators) which are onboarded by NPCI only from the respective geo-locations. No unauthorized device can initiate any financial transactions on NETC FASTag. It is absolutely safe.
— FASTag NETC (@FASTag_NETC) June 24, 2022
A video is spreading misinformation about Paytm FASTag that incorrectly shows a smartwatch scanning FASTag. As per NETC guidelines, FASTag payments can be initiated only by authorised merchants, onboarded after multiple rounds of testing. Paytm FASTag is completely safe & secure. pic.twitter.com/BmXhq07HrS
— Paytm (@Paytm) June 25, 2022
- ◆ Currently the program is live on toll plazas across the country. Please click here to view the complete list.
- ◆ Please click here to view the live banks list.
- ◆ Click here to know your Bank UPI Handle and recharge your NETC FASTag with UPI.
- ◆ For more information on NETC FASTag, Click here
- ◆ Click here To Check Your NETC FASTag Status
- ◆ For NETC FASTag queries, please contact your issuing bank customer care number: Click here
A #viral Video claims that devices like watches are being used to swipe the #Fastag on vehicles, leading to fraudulent deduction of money from prepaid wallets.#PIBFactCheck:
— PIB Fact Check (@PIBFactCheck) June 25, 2022
▶️ This Video is #FAKE
▶️ Such transactions are not possible
▶️ Each Toll Plaza has a unique code pic.twitter.com/n7p01AXF4A